PURCHASE-RESALE
REVISE MY RENTS (IRL)
COMPARATOR
MY SIMULATIONS
MY PROFILE AND PREFERENCES
REAL ESTATE ARTICLES
ABOUT THIS PAGE
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Search for 1 Unknown lets you easily solve a loan equation from the criteria you know.
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Choose one of the 4 scenarios depending on the value you are looking for: Capacity, Duration, Monthly payment or Rate.
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Enter your criteria: the unknown is calculated automatically, together with your Acquisition Price derived from the down payment.
SEARCH 1 UNKNOWN
(based on my rent)
ABOUT THIS PAGE
1 Calculation principle & Warning
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My Borrowing Capacity Express quickly gives you a theoretical borrowing capacity based on your rent.
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WARNING This calculation method is not CONVENTIONAL, so it is not the one used by BANKS!The calculation assumes that YOUR CURRENT RENT = YOUR FUTURE MONTHLY PAYMENTS.
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However, your Borrowing Capacity here is an amount based on your actual ability today to pay a monthly sum debited every month for a home.
Rabbit-immo therefore offers you this QUICK calculation. -
As it cannot replace the usual calculation based on your income (salaries, etc.) and your expenses (current loans, etc.), we then suggest that, to refine your actual borrowing capacity, you use
My BORROWING CAPACITY
2 Maximum Loan Duration by Age
| AGE |
Maximum
loan duration (usually)
|
|---|---|
| 18–49 years | 25 years (beyond that is rarer and depends on the bank and financial profile) |
| 50–70 years | Maximum number of loan years decreases, but still possible |
| Over 70 | In theory no loan, or depending on financial profile |
| notes | Some banks will also not lend beyond age 67 |
*
€/month
*
year(s)
7 years
10 years
12 years
15 years
20 years
25 years
*
%
€
+
*
€
€
...to refine your Borrowing Capacity:
FOR EVERYONE
My BORROWING CAPACITY
ABOUT THIS PAGE
1 Calculation principle & Warning
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My Monthly Payment Express quickly tells you the monthly payment you will have to make for a specific property amount to finance.
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PROJECT IN MIND If you have a project in mind, you can come here to see how much it would cost you per month to buy this property.The calculation automatically deducts your planned down payment from the acquisition price to determine the exact capital borrowed.
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The calculation uses the standard bank amortisation formula with fixed monthly payments, based on the amount to finance, the desired loan duration and the interest rate.
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This information is however already shown directly if you use the INVESTMENT CALCULATOR:
INVESTMENT CALCULATOR
2 Maximum Loan Duration by Age
| AGE |
Maximum
loan duration (usually)
|
|---|---|
| 18–49 years | 25 years (beyond that is rarer and depends on the bank and financial profile) |
| 50–70 years | Maximum number of loan years decreases, but still possible |
| Over 70 | In theory no loan, or depending on financial profile |
| notes | Some banks will also not lend beyond age 67 |
*
€
*
€
€
with
*
year(s)
7 years
10 years
12 years
15 years
20 years
25 years
*
%
€/month
...to refine your project:
INVESTOR
INVESTMENT CALCULATOR
Scenario 1: I am looking for My Borrowing Capacity
based on criteria that suit me and that I set: Bank monthly payment, Duration and Rate
€/month
year(s)
7 years
10 years
12 years
15 years
20 years
25 years
%
€
+
▶
€
€
Scenario 2: I am looking for My Loan Duration
based on criteria that suit me and that I set: Bank monthly payment, Rate and my Borrowing Capacity
€/month
year(s)
%
€
+
▶
€
€
Scenario 3: I am looking for My bank monthly payment
based on criteria that suit me and that I set: Loan duration, Rate and my Borrowing Capacity
€/month
year(s)
7 years
10 years
12 years
15 years
20 years
25 years
%
€
+
▶
€
€
Scenario 4: I am looking for the Rate
based on criteria that suit me and that I set: Bank monthly payment, Duration and My Borrowing Capacity
€/month
year(s)
7 years
10 years
12 years
15 years
20 years
25 years
%
€
+
▶
€
€
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Project reference